Tuesday, February 22, 2011

Pardon Me

Please forgive me and my lack of communication.  I have been horrible about keeping in contact with my friends and family for a few months and I want you all to know I love you and think about you...I just can't get my stuff together enough to contact you.  And, if I'm being totally honest, I've never been good about keeping in contact with anyone.  It isn't that I don't want to.  My days consist of doing what I can to make it to the next relatively unscathed.  Between the sickness that seems to be passed around over and over again and the house hunting I have little time for anything else that isn't right in my face.

A few of you have asked about the house situation, so here is the deal.  The market here is a little better than Denver.  Meaning, we can afford a little more house for our money.  What's killing us are the taxes.  The house we originally wanted in Denver would have had taxes of $950/year.  Cheap, huh?  The taxes for a house like that here in Illinois would be more like $6000/year.  Just a little bit of a difference.  We have found a few houses we like and have been outbid on all of them.  I just wish the banks would tell us after a couple of days.  The most recent bit of bad news came 3 weeks after we put in an offer.  We now have an offer on a new place and we hope to hear about that soon.

Our agent and our mortgage broker are two outstanding women who have gone above and beyond to get us into a place.  While we aren't in a place of our own yet it is not because they aren't doing their jobs.  This is our first house so we are starting at the bottom.  We don't have a huge down payment and I don't want a huge mortgage payment.  I think it is funny how a lot of first time home buyers try to get a house that is similar to the size and quality of their parents house or better.  You have to remember that your parents worked hard to get where they are today and starting off there just might get you into trouble.  But I already have more kids and own more stuff than my parents did at my age.  Now I must find an affordable place so I can finally get all of my belongings back.

Again, please pardon my head in the sand.  I'll dig myself out eventually.


Linda said...

Katie, I pray that you have a home soon! I know how frustrating it is to go through the whole process... and all the extra cost involved.
Plus the sickness. We have had it too.. and keep passing it around. For 2 weeks we've been layed out flat. I can't imagine not being settled and dealing with all of that!!!
Blessings to your beautiful family. Hang in there!

ABCEKegg said...

You all have been in my thoughts and prayers a ton!